Mortgage prepayment rates have soared. costs on record to refinance. Home loans were repaid in August at a pace that would erase 25 percent of the debt in a year, according to Lender Processing.
Monthly payments on a hypothetical $165,000, 15-year fixed-rate mortgage followed rates lower, dipping $1.63 to $1,193.38. The 15-year fixed is a popular mortgage for homeowners who want to.
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