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A mortgage broker is an individual or entity e ngaged in the business of brokering mortgage loans. Generally, mortgage brokers function as intermediaries between borrowers and lenders for the purpose of loan origination. They originate loans by providing loan processing and arrange funding
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Difference Between a Mortgage Banker vs. a Mortgage Broker – A mortgage broker doesn’t represent one institution, but works with many to shop for a loan for a specific individual. The banker is a direct lender. The broker is a middleman between you and the lender. The jobs are similar and the federal Bureau of Labor Statistics lists both as "loan officers" with similar functions and pay.