What Is a Mortgage Broker, and Should You Use One? — The. – Mortgage brokers make their money by charging origination and or broker fees, which are paid when the loan is originated (at closing), and typically fall in the 1% to 2% range per loan.
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Mortgage broker or lender? Which is better for you? – · If your credit is less-than-perfect, though, and you might need a bad-credit mortgage, a broker might be able to find a loan with a lower mortgage rate. And if you’re struggling to qualify with a mortgage banker or non-bank lender, a broker, who works with several lenders, might be able to find an originator that will approve you.
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